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Benefits:
End of the Year |
Policy Term 16years |
|
11 |
10% |
|
12 |
10% |
|
13 |
10% |
|
14 |
10% |
|
15 |
10% |
|
At Maturity |
70% |
|
Total |
120% of Sum Assured |
|
End of the Year |
Policy Term 18 years |
|
13 |
10% |
|
14 |
10% |
|
15 |
10% |
|
16 |
10% |
|
17 |
10% |
|
At Maturity |
70% |
|
Total |
120% of Sum Assured |
Within Premium Payment Term |
|
In an In Force policy |
Higher of: · 120% of Sum Assured, or
· 10 times the annualised premium, or
· 105% of the total premiums paid (excludingGoods & Services Tax and extra premiums) till date of death |
After Premium Payment Term |
|
In an In Force Policy |
Higher of: · 120% of Sum Assured, irrespective of Guaranteed* Cash Back already paid, or
· 10 times the annualised premium, or
· 105% of the total premiums paid (excluding service tax and extra premiums, if any) till date of death |
Age at Entry |
Age at Maturity |
Minimum Premium |
Policy Term = Premium Payment Term + 6 Years |
7 to 55 years |
23 to 73 years |
10,000/- per annum |
· 18 years Policy Term has 12 years premium payment term
· 16 years Policy Term has 10 years premium payment term |
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